Effective Date: 11/27/2024

Welcome to That Girl Who Likes to Talk (“Website”), operated by Natalie Taylor (“we,” “us,” “our”). By accessing or using this Website, you agree to be bound by the following terms and conditions (“Terms”). Please read these Terms carefully before using our Website or purchasing our products and services.

1. Acceptance of Terms

By accessing our Website or purchasing our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy (linked). If you do not agree to these Terms, you must not use this Website.

2. Eligibility

You must be at least 18 years old or have the legal capacity in your jurisdiction to agree to these Terms. By using our Website, you represent and warrant that you meet these requirements.

3. Services and Products

We offer coaching, digital products, and other services designed to help entrepreneurs and businesses. All information provided on the Website is for educational and informational purposes only and does not constitute professional legal, financial, or medical advice.

4. Payment and Refunds

• Payment: All payments for services or products must be made in full at the time of purchase unless otherwise stated.

• Refund Policy: Refunds for digital products, coaching services, or courses are not provided due to the nature of the services. Exceptions may apply at our sole discretion.

5. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, and digital products, is the property of That Girl Who Likes to Talk and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use, reproduction, or distribution of our content is prohibited.

6. User Conduct

By using our Website, you agree not to:

• Engage in any unlawful or harmful activity.

• Misuse or attempt to disrupt the functionality of our Website.

• Copy, distribute, or resell any content or products without authorization.

7. Disclaimers

Our Website and services are provided “as is” and “as available,” without warranties of any kind, either express or implied. We make no guarantees regarding the results you may achieve through our services or products.

8. Limitation of Liability

To the maximum extent permitted by law, That Girl Who Likes to Talk shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use of this Website, products, or services.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of California, regardless of your location or the location of your business activities. Any disputes arising under these Terms shall be resolved exclusively in the courts of California. By using our Website and services, you agree to submit to the jurisdiction of these courts.

10. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. By continuing to use the Website after changes are made, you agree to be bound by the updated Terms.

11. Contact Information

For questions about these Terms, please contact us at:

hello@thatgirlwholikestotalk.com

12. Third-Party Links

Our Website may contain links to third-party websites or services. We are not responsible for the content or practices of these external sites.

13. Termination

We reserve the right to terminate or suspend access to our Website or services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to others.

14. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and That Girl Who Likes to Talk regarding your use of our Website and services.

15. Prohibition on Copying or Replicating Content

All content provided on this Website, including but not limited to text, graphics, videos, digital products, course materials, and other resources, is the intellectual property of That Girl Who Likes to Talk and is protected under copyright and intellectual property laws.

You may not copy, reproduce, distribute, modify, or create derivative works from any of our content without prior written consent. Unauthorized use of our content, including using it for commercial purposes or representing it as your own, is strictly prohibited and may result in legal action.

If you wish to request permission to use any of our content, please contact us at hello@thatgirlwholikestotalk.com.

16. No Guarantees of Results

While our products and services are designed to support your business growth and personal development, we make no guarantees or warranties regarding specific results or outcomes. Success depends on various factors, including your commitment, implementation, and individual circumstances. You acknowledge that results may vary, and we are not responsible for your success or lack thereof.

17. Access and License to Use

Upon purchase of our digital products or services, you are granted a non-exclusive, non-transferable, revocable license to access and use the materials for your personal use only. Sharing login credentials, redistributing materials, or providing access to others is strictly prohibited and may result in the termination of your access without refund.

18. International Users

Our services and products are available globally, but we make no representation that our Website, content, or services comply with the laws of your jurisdiction. It is your responsibility to ensure that accessing or using our Website or purchasing our products complies with the laws applicable to you.

19. Refund Policy for Digital Products

Due to the digital nature of our products, all sales are final, and no refunds will be provided unless explicitly stated. If a product or service is found to be defective, please contact us within 7 days for resolution. Exceptions may apply at our sole discretion.

20. Third-Party Tools and Integrations

We may use third-party platforms or tools to deliver our products and services (e.g., payment processors, hosting platforms). By using our services, you acknowledge and agree to abide by the terms of use of these third-party providers. We are not responsible for issues arising from their performance.

21. Termination of Access

We reserve the right to terminate your access to our digital products, courses, or coaching services at any time for conduct that violates these Terms, including but not limited to unauthorized sharing of content, abuse, or failure to adhere to payment agreements.

22. Testimonials and Marketing

By using our services, you agree that any testimonials, reviews, or feedback you provide may be used in our marketing materials, including social media, websites, or advertisements. If you wish to opt out of this, please contact us at hello@thatgirlwholikestotalk.com.

23. Force Majeure

We are not liable for delays or failures in performance resulting from events beyond our reasonable control, including but not limited to acts of God, government actions, internet outages, or other unforeseen circumstances.

24. Customer Support

If you encounter issues with our products or services, please contact our customer support team at hello@thatgirlwholikestotalk.com. We aim to respond to inquiries within 5 business days.